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Annual percentage rate - Wikipedia

The term annual percentage rate of charge (APR), corresponding sometimes to a nominal APR and sometimes to an effective APR (EAPR), is the interest rate for a whole year (annualized), rather than just a monthly fee/rate, as applied on a loan, mortgage loan, credit card, etc.

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Financial.NPer(Double, Double, Double, Double, DueDate)

Sub TestNPer() Dim TotPmts As Double Dim PVal, APR, Payment As Double Dim PayType As DueDate Dim Response As MsgBoxResult ' Usually 0 for a loan.

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